MLA

White Book - Consumer Credit & Spending Trends (september 2004). Sanford C. Bernstein & Co., LLC, .

APA

White Book - Consumer Credit & Spending Trends (September 2004). Sanford C. Bernstein & Co., LLC.

Chicago

White Book - Consumer Credit & Spending Trends (september 2004). : Sanford C. Bernstein & Co., LLC.